Hawaii Military Realty, Inc., the leader in Ewa Beach, Hawaii home sales and rental properties in Ewa Beach has several rental properties that will be available soon.

• 4 bedroom, 2.5 bathroom home in the resort community of Ka Makana at Hoakalei in Ewa Beach, Hawaii.  Available Jan 1, 2o14.
• 3 bedroom, 2.5 bathroom townhouse in the resort community of Ka Makana at Hoakalei in Ewa Beach, Hawaii.  Available Jan 3, 2014.
• 2 bedroom, 2 bathroom fully furnished luxury condo in the resort community of Koolina.  Available Dec 1, 2013.

For more information on any of these rental properties in Ewa Beach, click on the link on the right side of this page that says “Rental Properties” and you will find additional information and photos.

David J. Kucic, First Sergeant, USA (Retired)
President and Owner, Hawaii Military Realty, Inc.
email to david@davidkucic.com or call (808) 218-9338

This is something that you should know about a VA Loan in Hawaii.

Assuming you are  eligible for a VA Loan in Hawaii and have enough active duty service to qualify for the lowest “VA Funding Fee”, you will pay an additional 2.15% of the loan amount (3.3% if you are using the VA Loan for a second or third time) when you purchase a home in Hawaii.  Conventional loans have “Mortgage Insurance” when the down payment is less than 20%.  VA Loans in Hawaii have a “VA Funding Fee“.

The difference between the Hawaii VA Loan and the Conventional Loan in Hawaii is that the Mortgage Insurance is an additional monthly charge that you pay on top of your principal, interest, taxes and insurance.

With the VA Funding Fee, the 2.15% gets “rolled into the loan”.  For example, if you buy a piece of real estate on Oahu for $400,000, your actual total loan amount will be 400,000 + 2.15% = $408,600.

The purpose of the VA Funding Fee on Hawaii VA Loans is the same as Mortgage Insurance on Hawaii Conventional Loans:  They insure the lender in case the Buyer defaults on the loan.

For more information on purchasing real estate in Hawaii or to view properties on the Hawaii MLS, visit my homepage and click on the Quick Search Tab.

Aloha and Happy House Hunting!