Hawaii Military Realty, Inc. will open its doors within the next 30 days. 

1SG (Ret) David Kucic, REALTOR,  is the Principal Broker and Owner of the new company.  Tonya Kucic, REALTOR-ASSOCIATE,  is co-owner of the company.

We will specialize just as we have over the past 6 years with servicing the men and women of the Active Armed Forces, National Guard, Reservists,  retirees, veterans and anyone else that has ever worn a military uniform.

VA Loans are our specialty when it comes to Buyers purchasing homes on Oahu.  However, we are well equipped to handle FHA Loans, USDA Loans and conventional loan clients as well.

Are you a civilian that is looking for a hard working, dedicated real estate agent but you have never worn a uniform?  Let us show you what our committment to excellence is all about.

Looking forward to serving all of you in the future.

Requesting a Certificate of Eligibility for a Hawaii VA Loan is very simple.

In many cases, the bank/mortgage company that is providing you with the VA Home Loan can obtain the COE for you using a web based program called webLGY.

If you are a Veteran wishing to use your VA Loan Eligibility in Hawaii, you can also downloand the COE Request Form at www.va.gov/vaforms/

Most of my Hawaii Military Real Estate Clients are able to obtain the COE directly from one of my VA Approved Loan Officers in Hawaii but some Veterans that have had a break in service or who have transferred branches (Army to AF, AF to Navy etc…) and those who have transferred from Active Duty to Reserves/National Guard and vice versa are the ones who may have a problem getting the COE from webLGY.

For more information on Hawaii VA Loans, Hawaii Real Estate and Military Relocation to Hawaii, visit, call or email your Hawaii Military Family Real Estate Team, David and Tonya Kucic!

I am offering Free Advertising on my website for Hawaii Military Families that would like to post their Hawaii house for rent or are looking for a rental property in Hawaii.

The requirements are:

1.  You must have a .mil email address so I can verify your military status.

2.  You must provide all of the information about your property along with photos.

3.  You have NOT signed a contract with a property manager.

As the calls and emails come in to my website requesting Hawaii rental properties, I will forward the information to the appropriate owner.

There are many military families relocating to Hawaii and I get flooded with calls and emails.  Rentals in Hawaii are hard to find (especially quality rentals) so you will be providing a great service to your brothers and sisters in arms.

Looking forward to hearing from you.

USAA Movers Advantage Program in Hawaii is a nice start towards your goal of home ownership.  We are proud members of USAA and are happy to assist you with your dream of purchasing a home in Hawaii. 

We have all the answers to helping you find a loan that meets your specific needs whether it comes from USAA or one of our Hawaii VA Loan Specialists.  We have direct contacts with Hawaii VA Loan Officers that work for all of the major lending institutions in Hawaii.

For more information, send us an email through the “Contact Us” tab on our home page or call us anytime.

This is something that you should know about a VA Loan in Hawaii.

Assuming you are  eligible for a VA Loan in Hawaii and have enough active duty service to qualify for the lowest “VA Funding Fee”, you will pay an additional 2.15% of the loan amount (3.3% if you are using the VA Loan for a second or third time) when you purchase a home in Hawaii.  Conventional loans have “Mortgage Insurance” when the down payment is less than 20%.  VA Loans in Hawaii have a “VA Funding Fee“.

The difference between the Hawaii VA Loan and the Conventional Loan in Hawaii is that the Mortgage Insurance is an additional monthly charge that you pay on top of your principal, interest, taxes and insurance.

With the VA Funding Fee, the 2.15% gets “rolled into the loan”.  For example, if you buy a piece of real estate on Oahu for $400,000, your actual total loan amount will be 400,000 + 2.15% = $408,600.

The purpose of the VA Funding Fee on Hawaii VA Loans is the same as Mortgage Insurance on Hawaii Conventional Loans:  They insure the lender in case the Buyer defaults on the loan.

For more information on purchasing real estate in Hawaii or to view properties on the Hawaii MLS, visit my homepage and click on the Quick Search Tab.

Aloha and Happy House Hunting!

Leilehua Army Golf Course in Mililani Hawaii is finally undergoing its renovations.  The tee boxes, greens and cart paths will be the main focus of the improvements.  The work started about 3 weeks ago and will last approximately 14 months thru April 2012.  This is long overdue and will be nice to have an improved Army golf course in Hawaii.

A few years ago, Hoakalei “Country Club” was said to be an “exclusive, private country club”. 

If you are considering becoming a member, contact me to find out more information about the club.  I am a founding member and would be happy to share some information with you that you wont find anywhere else.

1.  Are you a service member stationed in Hawaii and upside down on your home? (it is worth less than what you owe on it) 
2.  Did you buy your home prior to July 1, 2006?
3.  Are you on orders to PCS from Hawaii to a location more than 50 miles away?
4.  Was this home your primary residence in Hawaii?
5.  Was this PCS move ordered prior to Sep 30, 2010?

If you answered YES to these questions, you may be eligible to sell your house in Hawaii under the Homeowners Assistance Program or HAP.

You will need a real estate agent in Hawaii to help you navigate through this complex procedure.  Call or email me for more information.  I look forward to helping you.

1SG (Ret) Kucic of RE/MAX Honolulu reports on Understanding Oahu Property Addresses.

 Have you been looking on line for Hawaii Real Estate For Saleand are wondering what our numbering system is on Oahu in regards to property addresses such as:  91-1234 Ft. Weaver Road or 95-6789 Kamehameha Highway?

The first two numbers refer to the postal code.  Just to name a few, Ewa Beach, Hawaii is 91, Kapolei, Hawaii is 91 and 92, Waipahu and parts of Mililani are 94, Mililani and Mililani Mauka are 95.

If you are familiar with these postal codes, you will immediately know what part of the island the property is located on once you hear or see the address.

There are many houses on the island that do not use the postal codes but the majority of them do use it.

Here is a list of the postal codes.  All of the numbers on this list start with a “1” which means that it is on Oahu.  The other Hawaiian islands have their own numbers such as 2, 3 , 4 etc…

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For all of your Hawaii Real Estate needs, contact Team Kucic of RE/MAX Honolulu.  Your Hawaii VA Loan, Short Sale and Hawaii HAP Specialists.  Serving members of the Armed Forces in Hawaii at Schofield Barracks, Wheeler Army Airfield, Kunia Tunnel, Fort Shafter, Hickam Air Force Base, Pearl Harbor, Marine Corps Base Hawaii, Camp Smith and Tripler Army Medical Center.

The city of Mililani, Hawaii consists of 2 separate locations that are referred to as “Mililani Town” and “Mililani Mauka“.

Mililani Town mostly consists of older homes that were built starting in the early to mid 1960’s.  Mililani Town is located west of the H-2 highway.  In Mililani Town, you can find single family homes of a variety of sizes and some with with generous lot sizes, townhouses and condominiums. 

Mililani Mauka which is east of the H-2 highway has newer homes that were built starting in the early 1990’s.  The word “Mauka” means “toward the mountain”.  Mililani Mauka is built on the side of the mountain heading up towards the top.  The earliest phases of construction started at the bottom of the mountain and the last phase ended up much higher.

Military personnel that are relocating to Hawaii love Mililani Mauka and Mililani Town because it is very close to Schofield Barracks (Tropic Lightning), Wheeler Army Airfield and Kunia Tunnel (approximately a 10-15 minute drive).  It is also very conveniently located close to Hickam Air Force Base, Pearl Harbor, Tripler Army Medical Center and Camp Smith.  The drive to the latter bases is a little longer at 20-30 minutes.

Home prices in Mililani Town and Mililani Mauka range from the mid 200’s for a condominium to over 1 million dollars for a single family home.  Every single family home in Mililani, Hawaii is eligible for purchase with a Hawaii VA Home Loan and ALMOST every townhouse and condominium in Mililani is eligible for purchase with a Hawaii VA Home Loan.

Mililani, Hawaii is located in Central Oahu.